Apple has done it, the BBC has done it, Coca Cola has done it, John Lewis has done it and so have very many other enterprises.
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Regular surveys consistently highlight that too few of us consider changing utility supplier or insurance provider losing out on significant cost savings.
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If you were to be given £86,400 to spend every day with the caveat that any money not spent would be taken away, what would you do?
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At this time of year many of us spend time in our gardens feeding, watering and tending to our bedding plants, bushes, lawns, etc.
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